[[ Terms, Conditions & Polices ]]

Effective date: Jan 1 2024

 

Refunds and Cancellations

Courses & Scheduled Content Courses

We want you to be completely satisfied with your purchase. For pre-recorded content such as courses and drip courses, we offer a 14-day no questions asked refund policy. If for any reason you are not satisfied within the first 14 days of purchase, simply reach out to us, and we will process a full refund.

Events, Workshops & Single Sessions and Readings

For live online  or in person events and workshops, we understand that plans can change. Refunds are available up until 24 hours before the scheduled start time of the event. If you need to cancel within this window, please contact us to process your refund. No refunds will be issued for cancellations made less than 24 hours before the event.

Recurring  Weekly, Monthly or Quarterly Services

For recurring services such as financial advisory, we require 30 days' written notice if you wish to cancel your service. Once a contract has been signed and work has commenced following the introductory meeting, no refunds will be provided. This ensures that we can maintain the quality and integrity of the services delivered.

Community Membership

Community memberships are flexible, and you can cancel at any time. However, no refunds will be issued for any previous payments made. Your access will remain active until the end of the current billing cycle, after which your membership will be terminated.

 

Fulfillment and Delivery

Courses & Drip Courses

Upon purchase, access to courses and drip courses will be provided within 24 hours or on the scheduled launch date. For drip courses, content will be delivered in intervals as outlined in the course description.

Events, Workshops, & Single Service Engagements

For online events and workshops, we will send the relevant access details via email 24 hours and 1 hour before the start of the event. This ensures you have everything you need to participate in a timely manner.

Recurring Monthly or Quarterly Services

Services for recurring engagements will be delivered according to the terms outlined in the services contract, which is finalized during the onboarding process. Delivery schedules are customized based on the agreement made with each client.

Community Membership

Once you sign up for a community membership, access will be provided via email within 24 hours. This will include instructions on how to access the membership portal and start engaging with the community.

 

 

 PRIVACY POLICY 
 
Last updated July 19, 2023
 
 
 
This privacy notice for Beacon Rock LLC  ( "we," "us," or "our" ), describes how and why we might collect, store, use, and/or share ( "process" ) your information when you use our services ( "Services" ), such as when you: 
 
  • Download and use  our mobile application  (Kajabi Mobil App ),  our Facebook application, or any other application of ours that links to this privacy notice
 
  • Engage with us in other related ways, including any sales, marketing, or events 
Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at [email protected].
 
 
SUMMARY OF KEY POINTS
 
This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.
 
What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us.
 
Do we process any sensitive personal information?  We may process sensitive personal information when necessary with your consent or as otherwise permitted by applicable law. Learn more about sensitive information we process. 
 
Do we receive any information from third parties?  We do not receive any information from third parties. 
 
How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information.
 
In what situations and with which  parties do we share personal information? We may share information in specific situations and with specific  third parties. Learn more about when and with whom we share your personal information. 
 
How do we keep your information safe? We have  organizational  and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other  unauthorized  third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe. 
 
What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights.
 
How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request , or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.
 
Want to learn more about what we do with any information we collect? Review the privacy notice in full.
 
 
TABLE OF CONTENTS
 
 
 
1. WHAT INFORMATION DO WE COLLECT?
 
Personal information you disclose to us
 
In Short: We collect personal information that you provide to us.
 
We collect personal information that you voluntarily provide to us when you  register on the Services,  express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.
 
 
Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following: 
  • names
 
  • phone numbers
 
  • email addresses
 
  • usernames
 
  • passwords
 
  • job titles
 
  • contact preferences
 
  • billing addresses
 
  • debit/credit card numbers
 
Sensitive Information.  When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information: 
  • financial data
 
  • information revealing race or ethnic origin
 
  • information revealing trade union membership
 
  • credit worthiness data
 
  • social security numbers or other government identifiers
 
Payment Data. We may collect data necessary to process your payment if you make purchases, such as your payment instrument number, and the security code associated with your payment instrument. All payment data is stored by   Stripe . You may find their privacy notice link(s) here:  https://stripe.com/privacy  . 
 
 
Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission: 
 
 
 
  • Push Notifications. We may request to send you push notifications regarding your account or certain features of the application(s). If you wish to opt out from receiving these types of communications, you may turn them off in your device's settings. 
This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes.
 
 
All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.
 
 
Information automatically collected
 
In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.
 
We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.
 
 
Like many businesses, we also collect information through cookies and similar technologies.  You can find out more about this in our Cookie Notice:   __________. 
 
 
The information we collect includes: 
  • Log and Usage Data. Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called  "crash dumps" ), and hardware settings). 
 
  • Device Data. We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider and/or mobile carrier, operating system, and system configuration information. 
 
  • Location Data. We collect location data such as information about your device's location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Services. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. However, if you choose to opt out, you may not be able to use certain aspects of the Services. 
 
Information collected when you use our Facebook application(s). We by default access your Facebook basic account information, including your name, email, gender, birthday, current city, and profile picture URL, as well as other information that you choose to make public. We may also request access to other permissions related to your account, such as friends, check-ins, and likes, and you may choose to grant or deny us access to each individual permission. For more information regarding Facebook permissions, refer to the Facebook Permissions Reference page.
 
 
2. HOW DO WE PROCESS YOUR INFORMATION?
 
In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.
 
We process your personal information for a variety of reasons, depending on how you interact with our Services, including: 
  • To facilitate account creation and authentication and otherwise manage user accounts. We may process your information so you can create and log in to your account, as well as keep your account in working order. 
 
 
  • To deliver and facilitate delivery of services to the user. We may process your information to provide you with the requested service. 
 
 
  • To respond to user inquiries/offer support to users. We may process your information to respond to your inquiries and solve any potential issues you might have with the requested service. 
 
 
  • To send administrative information to you. We may process your information to send you details about our products and services, changes to our terms and policies, and other similar information. 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  • To save or protect an individual's vital interest. We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm. 
 
 
3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?
 
In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e. ,  legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or  fulfill  our contractual obligations, to protect your rights, or to  fulfill  our legitimate business interests. 
 
If you are located in the EU or UK, this section applies to you. 
 
The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:
  • Consent. We may process your information if you have given us permission (i.e. ,  consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent.
 
  • Performance of a Contract. We may process your personal information when we believe it is necessary to  fulfill  our contractual obligations to you, including providing our Services or at your request prior to entering into a contract with you. 
 
  • Legal Obligations. We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved. 
 
  • Vital Interests. We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person. 
   
 
If you are located in Canada, this section applies to you. 
 
We may process your information if you have given us specific permission (i.e. ,  express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e. ,  implied consent). You can withdraw your consent at any time.
 
In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:
  • If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way
 
  • For investigations and fraud detection and prevention 
 
  • For business transactions provided certain conditions are met 
 
  • If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim 
 
  • For identifying injured, ill, or deceased persons and communicating with next of kin 
 
  • If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse 
 
  • If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province 
 
  • If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records 
 
  • If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced 
 
  • If the collection is solely for journalistic, artistic, or literary purposes 
 
  • If the information is publicly available and is specified by the regulations 
 
 
4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?     
 
In Short: We may share information in specific situations described in this section and/or with the following  third parties.
 
 
We  may need to share your personal information in the following situations:
  • Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
 
 
  • Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to  honor  this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us. 
 
  • Business Partners. We may share your information with our business partners to offer you certain products, services, or promotions. 
 
 
  • Offer Wall. Our application(s) may display a third-party hosted  "offer wall."  Such an offer wall allows third-party advertisers to offer virtual currency, gifts, or other items to users in return for the acceptance and completion of an advertisement offer. Such an offer wall may appear in our application(s) and be displayed to you based on certain data, such as your geographic area or demographic information. When you click on an offer wall, you will be brought to an external website belonging to other persons and will leave our application(s). A unique identifier, such as your user ID, will be shared with the offer wall provider in order to prevent fraud and properly credit your account with the relevant reward.  
 
 
5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
 
In Short: We may use cookies and other tracking technologies to collect and store your information.
 
We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice : __________ .  
 
6. HOW LONG DO WE KEEP YOUR INFORMATION?
 
In Short: We keep your information for as long as necessary to  fulfill  the purposes outlined in this privacy notice unless otherwise required by law.
 
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).  No purpose in this notice will require us keeping your personal information for longer than   twelve (12) months past the termination of the user's account   .
 
When we have no ongoing legitimate business need to process your personal information, we will either delete or  anonymize  such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible. 
 
7. HOW DO WE KEEP YOUR INFORMATION SAFE?
 
In Short: We aim to protect your personal information through a system of  organizational  and technical security measures.
 
We have implemented appropriate and reasonable technical and  organizational  security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other  unauthorized  third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.  
 
8. DO WE COLLECT INFORMATION FROM MINORS?
 
In Short: We do not knowingly collect data from or market to  children under 18 years of age . 
 
We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at  [email protected] . 
 
9. WHAT ARE YOUR PRIVACY RIGHTS?
 
In Short:  In some regions, such as  the European Economic Area (EEA), United Kingdom (UK), and Canada , you have rights that allow you greater access to and control over your personal information.  You may review, change, or terminate your account at any time. 
 
In some regions (like  the EEA, UK, and Canada ), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section  " HOW CAN YOU CONTACT US ABOUT THIS NOTICE? "  below.
 
We will consider and act upon any request in accordance with applicable data protection laws.
 
If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority.
 
If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.
 
Withdrawing your consent: If we are relying on your consent to process your personal information,  which may be express and/or implied consent depending on the applicable law,  you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section  " HOW CAN YOU CONTACT US ABOUT THIS NOTICE? "  below  or updating your preferences .
 
However, please note that this will not affect the lawfulness of the processing before its withdrawal nor,  when applicable law allows,  will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. 
 
Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by  clicking on the unsubscribe link in the emails that we send,    or by contacting us using the details provided in the section  " HOW CAN YOU CONTACT US ABOUT THIS NOTICE? "  below. You will then be removed from the marketing lists. However, we may still communicate with you — for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.  
 
Account Information
 
If you would at any time like to review or change the information in your account or terminate your account, you can: 
  • Contact us using the contact information provided.
 
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.  
 
Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services.  For further information, please see our Cookie Notice: __________.   
 
If you have questions or comments about your privacy rights, you may email us at [email protected]. 
 
10. CONTROLS FOR DO-NOT-TRACK FEATURES
 
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ( "DNT" ) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for  recognizing  and implementing DNT signals has been  finalized . As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice. 
 
11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
 
In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.
 
California Civil Code Section 1798.83, also known as the  "Shine The Light"  law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
 
If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g. ,  backups, etc.). 
 
CCPA Privacy Notice
 
The California Code of Regulations defines a  "resident"  as:
 
(1) every individual who is in the State of California for other than a temporary or transitory purpose and
(2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose
 
All other individuals are defined as  "non-residents." 
 
If this definition of  "resident"  applies to you, we must adhere to certain rights and obligations regarding your personal information.
 
What categories of personal information do we collect?
 
We have collected the following categories of personal information in the past twelve (12) months: 
 
Category Examples Collected
A. Identifiers
Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name
 
 YES 
 
B. Personal information categories listed in the California Customer Records statute
Name, contact information, education, employment, employment history, and financial information
 
 YES 
 
C. Protected classification characteristics under California or federal law
Gender and date of birth
 
 NO 
 
D. Commercial information
Transaction information, purchase history, financial details, and payment information
 
 YES 
 
E. Biometric information
Fingerprints and voiceprints
 
 NO 
 
F. Internet or other similar network activity
Browsing history, search history, online  behavior , interest data, and interactions with our and other websites, applications, systems, and advertisements
 
 YES 
 
G. Geolocation data
Device location
 
 YES 
 
H. Audio, electronic, visual, thermal, olfactory, or similar information
Images and audio, video or call recordings created in connection with our business activities
 
 YES 
 
I. Professional or employment-related information
Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us
 
 YES 
 
J. Education Information
Student records and directory information
 
 NO 
 
K. Inferences drawn from other personal information
Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics
 
 YES 
 
L. Sensitive Personal Information    Account login information   , debit or credit card numbers   , drivers' licenses    and social security numbers   
 YES 
 
 
 We will use and retain the collected personal information as needed to provide the Services or for: 
  • Category A - As long as the user has an account with us 
 
  • Category B - As long as the user has an account with us 
 
 
  • Category D - As long as the user has an account with us 
 
 
  • Category F - As long as the user has an account with us 
 
  • Category G - As long as the user has an account with us 
 
  • Category H - As long as the user has an account with us 
 
  • Category I - As long as the user has an account with us 
 
 
  • Category K - As long as the user has an account with us 
 
  • Category L - for up to a year after the closing of your account.  
 Category L information may be used, or disclosed to a service provider or contractor, for additional, specified purposes. You have the right to limit the use or disclosure of your sensitive personal information.
 
 
We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of: 
  • Receiving help through our customer support channels; 
 
  • Participation in customer surveys or contests; and 
 
  • Facilitation in the delivery of our Services and to respond to your inquiries. 
How do we use and share your personal information?
 
 More information about our data collection and sharing practices can be found in this privacy notice  and our Cookie Notice: __________ . 
 
You may contact us  by email at [email protected],    or by referring to the contact details at the bottom of this document.
 
If you are using an  authorized  agent to exercise your right to opt out we may deny a request if the  authorized  agent does not submit proof that they have been validly  authorized  to act on your behalf.
 
Will your information be shared with anyone else?
 
We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a for-profit entity that processes the information on our behalf, following the same strict privacy protection obligations mandated by the CCPA.
 
We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be  "selling"  of your personal information. 
 
We have not disclosed, sold, or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. We will not sell or share personal information in the future belonging to website visitors, users, and other consumers.  
 
Your rights with respect to your personal data
 
Right to request deletion of the data — Request to delete
 
You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.
 
Right to be informed — Request to know
 
Depending on the circumstances, you have a right to know: 
  • whether we collect and use your personal information; 
 
  • the categories of personal information that we collect; 
 
  • the purposes for which the collected personal information is used; 
 
  • whether we sell or share personal information to third parties; 
 
  • the categories of personal information that we sold, shared, or disclosed for a business purpose; 
 
  • the categories of third parties to whom the personal information was sold, shared, or disclosed for a business purpose; 
 
  • the business or commercial purpose for collecting, selling, or sharing personal information; and 
 
  • the specific pieces of personal information we collected about you. 
In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.
 
Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
 
We will not discriminate against you if you exercise your privacy rights.
 
Right to Limit Use and Disclosure of Sensitive Personal Information
 
 
If the business collects any of the following: 
  • social security information, drivers' licenses, state ID cards, passport numbers 
 
  • account login information 
 
  • credit card numbers, financial account information, or credentials allowing access to such accounts 
 
  • precise geolocation 
 
  • racial or ethnic origin, religious or philosophical beliefs, union membership 
 
  • the contents of email and text, unless the business is the intended recipient of the communication 
 
  • genetic data, biometric data, and health data 
 
  • data concerning sexual orientation and sex life 
you have the right to direct that business to limit its use of your sensitive personal information to that use which is necessary to perform the Services.
 
Once a business receives your request, they are no longer allowed to use or disclose your sensitive personal information for any other purpose unless you provide consent for the use or disclosure of sensitive personal information for additional purposes.
 
Please note that sensitive personal information that is collected or processed without the purpose of inferring characteristics about a consumer is not covered by this right, as well as the publicly available information.
 
To exercise your right to limit use and disclosure of sensitive personal information, please  email [email protected] or   submit a data subject access request .
 
 
Verification process
 
Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g. ,  phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.
 
We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.
 
Other privacy rights
 
  • You may object to the processing of your personal information. 
 
  • You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information. 
 
  • You can designate an  authorized  agent to make a request under the CCPA on your behalf. We may deny a request from an  authorized  agent that does not submit proof that they have been validly  authorized  to act on your behalf in accordance with the CCPA. 
 
  • You may request to opt out from future selling or sharing of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission. 
To exercise these rights, you can contact us  by email at [email protected],    or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.  
 
12. DO VIRGINIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
 
In Short: Yes, if you are a resident of Virginia, you may be granted specific rights regarding access to and use of your personal information.
 
Virginia CDPA Privacy Notice
 
Under the Virginia Consumer Data Protection Act (CDPA):
 
 "Consumer"  means a natural person who is a resident of the Commonwealth acting only in an individual or household context. It does not include a natural person acting in a commercial or employment context.
 
 "Personal data"  means any information that is linked or reasonably linkable to an identified or identifiable natural person.  "Personal data"  does not include de-identified data or publicly available information.
 
 "Sale of personal data"  means the exchange of personal data for monetary consideration.
 
If this definition  "consumer"  applies to you, we must adhere to certain rights and obligations regarding your personal data.
 
The information we collect, use, and disclose about you will vary depending on how you interact with us and our Services. To find out more, please visit the following links: 
 
 
Your rights with respect to your personal data
 
  • Right to be informed whether or not we are processing your personal data 
 
  • Right to access your personal data 
 
  • Right to correct inaccuracies in your personal data 
 
  • Right to request deletion of your personal data 
 
  • Right to obtain a copy of the personal data you previously shared with us 
 
  • Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ( "profiling" ) 
 We sell personal data to third parties or processes personal data for targeted advertising. Please see the following section to find out how you can opt out from further selling or sharing of your personal data for targeted advertising or profiling purposes. 
 
Exercise your rights provided under the Virginia CDPA
 
More information about our data collection and sharing practices can be found in this privacy notice  and our Cookie Notice:  __________  .
 
 You can opt out from the selling of your personal data, targeted advertising, or profiling by disabling cookies in Cookie Preference Settings.  You may contact us by email at [email protected],  by submitting a data subject access request , or by referring to the contact details at the bottom of this document.
 
If you are using an  authorized  agent to exercise your rights, we may deny a request if the  authorized  agent does not submit proof that they have been validly  authorized  to act on your behalf.
 
Verification process
 
We may request that you provide additional information reasonably necessary to verify you and your consumer's request. If you submit the request through an  authorized  agent, we may need to collect additional information to verify your identity before processing your request.
 
Upon receiving your request, we will respond without undue delay, but in all cases, within forty-five (45) days of receipt. The response period may be extended once by forty-five (45) additional days when reasonably necessary. We will inform you of any such extension within the initial 45-day response period, together with the reason for the extension.
 
Right to appeal 
 
If we decline to take action regarding your request, we will inform you of our decision and reasoning behind it. If you wish to appeal our decision, please email us at  [email protected] . Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal if denied, you may contact the Attorney General to submit a complaint. 
 
13. DO WE MAKE UPDATES TO THIS NOTICE?
 
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
 
We may update this privacy notice from time to time. The updated version will be indicated by an updated  "Revised"  date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
 
14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
 
If you have questions or comments about this notice, you may  email us at [email protected]  or contact us by post at:
 
Beacon Rock LLC 
435 Lancaster Street, #223 
Leominster  , MA    01453    
United States     
 
15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
 
 You have the right to request access to the personal information we collect from you, change that information, or delete it.  To request to review, update, or delete your personal information, please  fill out and submit a data subject access request .